Cheapest at each size
| Portfolio | Endowus | AutoWealth | Syfe | StashAway |
|---|---|---|---|---|
| S$5k | S$33 | S$49 | S$35 | S$44 |
| S$10k | S$65 | S$74 | S$71 | S$87 |
| S$25k | S$164 | S$149 | S$177 | S$218 |
| S$50k | S$327 | S$274 | S$300 | S$409 |
| S$100k | S$654 | S$524 | S$600 | S$736 |
| S$250k | S$1,363 | S$1,274 | S$1,226 | S$1,553 |
| S$500k | S$2,725 | S$2,524 | S$2,453 | S$2,643 |
Why the winner changes
Endowus charges 0.60% with no flat fee, so it’s cheapest on small sums. AutoWealth charges a flat US$18 plus just 0.5%, so once your portfolio passes about S$15k the low percentage wins. Syfe drops to 0.45% on the whole balance from S$250k. StashAway charges each slice at a falling rate, so it only catches up on the largest portfolios — from about S$620k.
CPF and SRS
| CPF OA | CPF SA | SRS | |
|---|---|---|---|
| AutoWealth | 0.28% (S$280) | — | Yes |
| Endowus | 0.40% + GST (S$436) | Yes — the only one here | Yes |
| Syfe | — | — | Yes |
| StashAway | — | — | Yes |
CPF OA investments also pay agent-bank charges of about S$2–S$2.50 per transaction and per quarter, whichever platform you use.
Sign-up rewards with my codes
| Platform | You get |
|---|---|
| Syfe | 6–12 months of fees waived, or S$20–450 brokerage credit |
| StashAway | An extra 3 months without fees |
| Endowus | S$20 fee credit |
| AutoWealth | S$20 top-up |
Get the codes
Questions
Frequently asked
Which is the cheapest robo-advisor in Singapore?
It depends on the amount. By platform fee on 24 Oct 2026: Endowus below about S$15,000, AutoWealth from about S$15,000 to S$250,000, Syfe from S$250,000 to about S$620,000, and StashAway above that. On S$100,000 that is S$524 a year at AutoWealth against S$600 at Syfe, S$654 at Endowus and S$736 at StashAway.
Which robo-advisor can invest my CPF?
Endowus invests CPF OA, CPF SA and SRS at 0.40% a year plus GST. AutoWealth invests CPF OA at 0.28%. Syfe and StashAway accept SRS but not CPF.
Do these fees include fund costs?
No. Each platform also has fund-level costs (fund expense ratios) that differ between them. The comparison here covers the platform fee each one charges.
Is AutoWealth’s fee before or after GST?
AutoWealth quotes 0.5% a year plus a US$18 platform fee and doesn’t mention GST; its own example puts S$10,000 at about S$74 a year. The figures here follow AutoWealth’s quote.
Which robo-advisor has the best sign-up reward?
Syfe’s is the largest: 6 to 12 months of management fees waived, or S$20–450 of brokerage credit. StashAway gives an extra 3 months without fees; Endowus and AutoWealth each give S$20.