SG Invest Deals

Checked 24 Oct 2026 against Endowus’ own pricing page

Endowus promo code

S$20 off fees — and the only robo here that invests your CPF

Endowus charges 0.60% a year below S$200k, plus fund costs — the lowest of the three robo-advisors here under S$50k. It’s also the only one that takes CPF, at a flat 0.40%.

Promo code
KVXXK
Sign up
S$20
fee credit · invest S$1,000+
0.60%
a year on cash below S$200k
0.40%
flat on CPF and SRS
✓ Use the code if
  • You want to invest CPF OA/SA or SRS
  • Your cash portfolio is under S$50k
✗ Think twice if
  • Your cash portfolio is S$50k or more — Syfe’s 0.55% is lower
  • You’re counting all-in cost — fund fees of 0.05%–1% are charged on top
  1. Sign up with the linkThe code KVXXK is applied for you.
  2. Invest at least S$1,000Cash, CPF or SRS all count.
  3. Get S$20 off your feesPaid as a fee credit.

Fees at a glance

From Endowus’ pricing page, read 24 Oct 2026. Fees are before 9% GST, which Endowus charges on top. Fund-level fees of 0.05%–1% are extra; trailer fees are 100% rebated. Minimum S$1,000.
MoneyPortfolioFee a year
CashBelow S$200k0.60%
CashS$200k – S$1M0.50%
CPF / SRSMulti-fund0.40% flat
CPF / SRSSingle fund0.30% flat
Cash SmartShort-term cash0.15%
Compare at your own trade or portfolio size →

Full details

Endowus vs Syfe vs StashAway at three sizes

Platform fee a year on a cash portfolio, incl. 9% GST: S$10k — Endowus S$65, Syfe S$71, StashAway S$87. S$100k — Syfe S$600, Endowus S$654, StashAway S$736. S$500k — Syfe S$2,453, StashAway S$2,643, Endowus S$2,725. Endowus and Syfe apply the rate of the tier your total falls into; StashAway charges each slice at its own rate. Fund costs aren’t included for any of them.

The S$20 code in full

Endowus awards the reward as fee credits. You must sign up through the invite link and complete a qualifying investment of at least S$1,000 from cash, CPF or SRS. New users only.

Other costs

CPF OA investments also pay agent-bank charges of S$2–S$2.50 per transaction and per quarter. Fund managers’ fees (0.05%–1%) are built into each fund’s price. Endowus gives back 100% of trailer fees.

Questions

Frequently asked

What does the Endowus promo code give?

A S$20 fee credit for new users who sign up through the invite link and invest at least S$1,000 from cash, CPF or SRS.

How much does Endowus charge?

0.60% a year on cash portfolios below S$200,000 and 0.50% from S$200,000 to S$1 million, plus GST. CPF and SRS portfolios are 0.40% flat (0.30% for a single fund). Fund-level fees of 0.05% to 1% are charged on top.

Is Endowus cheaper than Syfe or StashAway?

Below S$50,000, yes — S$65 a year on S$10,000 against S$71 at Syfe and S$87 at StashAway. From S$50,000 Syfe’s 0.55% is lower: S$600 against S$654 at Endowus on S$100,000. Fund costs, which differ between them, are not included.

Can I invest CPF with Endowus?

Yes — CPF OA, CPF SA and SRS, at 0.40% a year for multi-fund portfolios. StashAway and Syfe accept SRS but don’t offer CPF investing.

Not financial advice. This page covers fees and sign-up rewards only and doesn’t recommend any investment. Investing involves risk, including losing money. Check Endowus’s own terms before signing up.
KVXXKS$20 off fees